What Types of Motorcycles Can Be Insured?
Boundless Rider offers comprehensive motorcycle insurance built to meet the diverse needs of motorcycle and powersport enthusiasts. Whether you ride a sleek sport bike, a classic cruiser, or an adventurous dual-sport, you should have a motorcycle insurance policy that protects you accordingly.
Types of Motorcycles Covered
- Sport Bikes: High-performance motorcycles designed for speed and agility.
- Examples: Yamaha YZF-R1, Honda CBR600RR, Kawasaki Ninja ZX-10R.
- Cruisers: Bikes known for their relaxed riding position and classic design.
- Examples: Harley-Davidson Softail, Indian Scout, Yamaha V Star.
- Touring Bikes: Built for long-distance rides with comfort and storage in mind.
- Examples: Honda Gold Wing, BMW R 1250 RT, Harley-Davidson Road Glide.
- Dual-Sport/Adventure Bikes: Versatile motorcycles suitable for both on-road and off-road riding.
- Examples: BMW GS Series, Honda Africa Twin, Suzuki V-Strom, Harley-Davidson Pan America
- Standard/Naked Bikes: General-purpose motorcycles known for their simplicity and versatility.
- Examples: Honda CB650R, Yamaha MT-07, Kawasaki Z650.
- Dirt Bikes: Off-road motorcycles designed for rough terrains and trails.
- Examples: KTM 450 SX-F, Honda CRF450R, Yamaha YZ250F.
- Scooters and Mopeds: Small, lightweight bikes ideal for city commuting.
- Examples: Vespa GTS, Honda Metropolitan, Yamaha Zuma.
- Electric Motorcycles: General or high-performance motorcycle powered by electric motors and batteries.
- Examples: Zero FX DSR, Harley-Davidson LiveWire, CSC, Energica
- Trikes: Three-wheeled motorcycles designed for riders with balance issues and extra stability. The two wheels are usually located at the rear of the motorcycle. Often two-wheeled motorcycles are converted using conversion kits. These kits can be covered under accessory coverage
- Examples: Harley-Davidson Tri-Glide & Freewheeler, Ural Geo
- Reverse-Trikes: Motorcycles built with two wheels located on the front. These can still lean and are designed for people who can’t ride a two-wheel motorcycle or people coming from riding ATVs.
- Examples: Can-Am Spyder, Yamaha Niken, Piaggio MP3
- Autocycles: Three-wheeled vehicles designed to ride like a car with a steering wheel and cockpit, but powered by a motorcycle engine.
- Examples: Polaris Sling Shot, Arcimoto, Vanderhall Venice
Motorcycle Insurance for a Wide Range of Bikes
At Boundless Rider, we understand that every rider and motorcycle is unique, which is why we offer motorcycle insurance for a wide range of bikes built by riders, not drivers. From high-performance sport bikes, like the Yamaha YZF-R1, to classic cruisers such as the Harley-Davidson Softail, our motorcycle insurance policies are designed to provide the best coverage for your specific needs.
Commuting, Touring & Adventures
We also cover touring bikes for long-distance adventures, versatile dual-sport bikes, reliable standards, off-road dirt bikes, and even scooters and mopeds for city commuting. Comprehensive options include liability, collision, and comprehensive coverage, as well as protection for accessories and medical payments.
General Coverage Information
- Liability Coverage: Protection against damages or injuries you may cause to others.
- Collision Coverage: Covers repair or replacement costs if your bike is damaged in an accident.
- Comprehensive Coverage: Protection against theft, vandalism, natural disasters, and other non-collision events.
- Uninsured/Underinsured Motorist Coverage: Coverage for damages caused by a driver either without insurance or adequate insurance.
- Medical Payments: Assistance with medical expenses for you and your passengers.
- Accessories Coverage: Protection for custom parts and accessories.
- Accidental Death Benefit: Added insurance for the family of a rider who passes away from a motorcycle accident.
- More optional coverages
Motorcycle Insurance by Boundless Rider
Boundless Rider offers a one-of-a-kind product with our Safe Rider Program. This allows extra benefits such as $100k Accidental Death coverage, real-time crash detection with 911 coordination and a low-mileage discount if a policyholder were to ride with the RIDE app. Boundless Rider ensures that you can ride with confidence, knowing that you and your motorcycle are well-protected.
Ready to get a motorcycle insurance quote?